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Lost Your Ebike? 9 Immediate Steps to Take for Recovery in 2025

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6/25/2025
Your answer to bike theft.
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Losing your ebike can be a devastating experience—whether it’s your main mode of transportation, an investment in convenience, or simply your favorite way to enjoy the outdoors. With ebike thefts on the rise, swift and informed action is crucial to maximize your chances of recovery. Thieves are increasingly targeting ebikes, taking advantage of their high value and demand. Knowing exactly what to do in the first crucial hours and days after your ebike goes missing can make all the difference. This guide details nine immediate steps you should take in 2025 to boost your chances of getting your stolen ebike back, protect your investment, and help law enforcement and your community fight back against this growing trend.

Report the Theft to the Police Immediately


Acting quickly is essential when your ebike is stolen. The very first and most critical step is to report the theft to your local police department without delay. The sooner the authorities are alerted, the greater the chance they can intervene or track down leads before your bike is moved or sold. Provide them with comprehensive information about your ebike, including the make, model, serial number, unique features, and photographs if available.


Unfortunately, approximately 40% of bike thefts are not reported to the police. Don’t let your case be part of this statistic. Insist on obtaining a police report or case number, as this documentation will be vital for insurance claims and future recovery efforts. Timeliness and thoroughness in your police report can make a significant impact on the outcome.

Notify Your Insurance Provider


Once the theft has been reported to the authorities, your next step should be to alert your insurance provider. Many ebike owners don’t realize that their bikes may be covered under homeowners', renters', or specialized ebike insurance policies. Promptly initiating a claim increases your likelihood of a successful outcome and may expedite any potential reimbursement or replacement.


When contacting your insurer, have all relevant information ready: police report number, bike details, purchase receipts, photos, and any proof of ownership. This streamlines the process and reduces delays. Be clear and detailed in your description of the theft, as insurance adjusters often require comprehensive documentation.


If you are not certain whether your policy covers ebike theft, request clarification and explore specialized coverage options for the future. With ebike thefts having increased by 66% in urban areas over the past three years, insurance has become an essential safeguard for bike owners. Keeping your insurer informed is not just about reimbursement—it can also alert them to theft trends and help them improve coverage for all policyholders.

Check Surveillance Footage


Surveillance footage can provide critical evidence for both police and insurance claims, and may even lead to the identification and recovery of your stolen ebike. If your bike was taken from a location with security cameras—such as your home, workplace, parking garage, or a public area—review the footage as soon as possible.


Many modern surveillance systems allow for remote access via smartphones or computers, enabling you to act quickly. If you do not have your own camera system, ask nearby businesses, neighbors, or building management if their cameras captured any suspicious activity during the relevant time frame. Sharing still images or video clips with law enforcement greatly enhances their ability to identify suspects and trace stolen property.


Remember to save and back up any footage, noting the date and time stamps. Even if the theft itself isn’t clearly visible, surveillance may capture the thief’s escape route, vehicle, or other identifying details. In the UK, only 7.2% of all bicycle thefts had a suspect identified between May 2023 and April 2024, making every piece of evidence count in these investigations.

Utilize GPS Tracking Technology


Equipping your ebike with a GPS tracker can be a game-changer in theft recovery. If you installed a GPS tracking device, immediately activate its location services and monitor any movement. Provide real-time updates and coordinates to law enforcement, but never attempt to recover the bike on your own, as this could be dangerous.


If your ebike did not have a GPS device installed, consider this technology for future protection. GPS trackers can be discreetly hidden on your bike, making it difficult for thieves to locate and disable them. Some advanced models offer geo-fencing, tamper alerts, and direct notifications to your smartphone, enhancing your ability to react quickly.


Bikes are 2.5 times more likely to be stolen than cars, underscoring the importance of leveraging every technological advantage available. GPS tracking not only increases recovery rates but also acts as a deterrent—thieves are less likely to target bikes known to have tracking systems.

Leverage Social Media and Online Communities


Social media has become a vital tool for recovering stolen property, especially in urban environments. Quickly post details of your stolen ebike—including photos, serial number, and the location and time of theft—across your personal networks and in local cycling groups, neighborhood forums, and community pages.


The collective eyes of a community can vastly increase the chances of spotting your bike or identifying suspicious behavior. Tagging local bike shops, advocacy groups, and even law enforcement agencies helps spread the word more efficiently. Encourage your network to share your post to reach a wider audience.


Online platforms can also alert you to similar thefts and trends in your area, and community members often share tips on where stolen bikes are commonly found.
Harnessing the power of social networks is a proactive step in both recovery and crime prevention.

Monitor Online Marketplaces


Stolen bikes frequently end up for sale on online marketplaces, auction sites, and classified ad platforms. Begin monitoring popular sites for listings that match your ebike’s description, paying close attention to photos, geographic location, and suspiciously low prices.


Set up alerts with keywords related to your bike’s make, model, and distinguishing features to receive notifications about new listings. If you believe you’ve found your stolen ebike, do not attempt to arrange a meeting or recover it yourself. Instead, contact law enforcement and provide them with the relevant information and screenshots.


Persistence and vigilance are essential. Thieves may wait weeks before selling stolen property, or they may alter the bike’s appearance. Regularly checking marketplaces can help you act quickly if your bike appears, and it also supports wider efforts to curb the resale of stolen goods.

Register Your Ebike as Stolen


Many regions and online platforms maintain databases for stolen bikes. Registering your ebike as stolen on these platforms—such as Bike Index, local police databases, and national registries—greatly increases visibility among law enforcement, secondhand buyers, and bike shops.


Include as much information as possible: serial number, detailed photos, distinguishing marks, and the police report number. Some registries allow you to flag the bike as stolen, which can alert authorities and potential buyers if the thief attempts to resell it.


These databases are invaluable for tracking trends and identifying serial offenders. In 2024, Bike Index reported a 15% increase in reported bike thefts, with over 2 million bikes stolen annually in the U.S., amounting to a value exceeding $1.4 billion. Participating in these registries helps both your recovery efforts and the broader cycling community.

Inform Local Bike Shops and Pawn Shops


Alerting local bike shops and pawn shops to your stolen ebike is a strategic move. These businesses are often approached by individuals attempting to sell stolen bikes. Provide them with a flyer or digital alert containing photos, serial number, and your contact information.


Many shops keep records of bikes brought in for servicing or sale, and staff members are trained to recognize suspicious circumstances. By circulating your bike’s details, you increase the odds that someone will spot it and notify authorities or contact you directly.


Building relationships with local shop owners and staff can also foster a more vigilant and supportive cycling community. With bikes being 2.5 times more likely to be stolen than cars, every extra set of eyes matters in the fight against ebike theft.

Implement Preventative Measures for the Future


While recovering a stolen ebike is the immediate goal, it’s equally important to take steps to prevent future thefts. Evaluate your current security practices and consider investing in advanced anti-theft devices, such as GPS trackers, smart locks, and robust U-locks.


Always lock your ebike to immovable objects in well-lit, visible areas, and avoid leaving it unattended for extended periods. Register your new bike with local and national databases to streamline future recovery efforts. Engraving identification marks and recording serial numbers are simple yet highly effective deterrents.


Stay informed about local theft trends by joining cycling groups and following credible sources like
for the latest security tips and product recommendations. In 2024, Bike Index reported a 15% increase in reported bike thefts, with over 2 million bikes stolen annually in the U.S., amounting to a value exceeding $1.4 billion. Proactive security is the most reliable defense against the ever-evolving tactics of ebike thieves.

When our family bought an electric cargo bike earlier this year, one of my biggest fears was that this lovely and expensive new machine was going to get stolen. So I got the best lock money could buy, and I started to investigate: did I need ebike insurance?

First, I called my homeowners insurance provider to see if they would cover the bike if it were stolen. To my surprise, because it’s an electric bike, not only did my policy not cover it, they wouldn’t even add it for an additional fee or sell me a separate policy for it, the way they did for our family car.

Instead they referred me to an insurance company that specializes in bikes and ebikes. I bought a policy from them and sleep a little better for it.

I’ve heard similar stories from other ebike owners. And I’ve heard worse.

What can happen without ebike insurance

The saddest stories are the ones where someone assumed their homeowners or renters or car insurance covered their ebike, and after it was stolen or seriously damaged, it turned out it wasn’t covered.

And then there are the stories about people whose ebikes were covered by their homeowners policy, but their premium went way up when they made a claim for a stolen ebike.

Why it’s hard to insure an ebike

When it comes to insurance, ebikes land in a gray area outside standard homeowners insurance and auto insurance. Here’s why:

  • Ebikes are new in terms of the insurance industry. Most of the several million ebikes in the U.S. were purchased in the last two years. Insurers aren’t familiar with them, and insurers don’t like to be surprised by unfamiliar products.
  • Ebikes are more expensive than regular bikes. Policies that cover bikes, like most homeowners or renters policies, might have also covered ebikes until the insurer had to pay much larger claims than they expected to replace a damaged or stolen ebike. See above about insurers and surprise. So some policy terms got changed.
  • Finally, ebikes get stolen a lot, and not only from people’s homes. They are ridden and locked up outside all over the place, which makes them more vulnerable than other valuable household items.

Steps to take to properly insure your ebike

The odds that your ebike is covered by your existing insurance is lower than you may think. Here’s what to do to find out if you need ebike insurance:

  1. Call your insurance company and find out what they cover. Things to bring up: coverage of accidental damage, theft, and travel (like what would happen if you flew somewhere with your bike and the airline did a number on it). Does the insurance company consider your ebike a “luxury item”? If you’re happy with the coverage, great! You’re good to go.
  2. Consider bike-specific coverage. If you aren’t covered, or feel like the coverage you do have isn’t enough, here are some things to think about.

Bike insurance covers all kinds of bike specific things, not just theft. Think damage to the bike from a collision, medical payments if you are injured in a collision, insurance for the bike if you are traveling with it or racing it, or a bike rental while your bike is being repaired. Some policies even cover things like accessories (like bike lights and panniers) and riding clothes.

Bike claims won’t affect your other insurance premium. Should you need to make a claim on your ebike, your home insurance premium won’t change or get canceled.

We can help

Want to learn more about ebike insurance? Join Tempo and get easy access to insurance quotes, and other ways to protect your ebike right inside the app.

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Your answer to bike theft.
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